A real chill today, 34º Fahrenheit before noon. So...who was wearing a hat and who was hatless? The glamorous model in the Banana Republic window display was hatless, fetchingly draped with scarf, mini-dressed in silver lamé, braceleted with diamonds, and smiling enchantingly. Most passersby ignored her as they stepped lively, braced by the nippy, sun-and-shadow dappled air. Lost in their own reveries. No gloves yet!